Regular Checking Account

Make your life EASIER by having your checking account available to you 24 hours a day, 7 days a week.  In addition, at Iowa State Bank there are no transaction fees for ATM or ShazamChek debit card usage.

Features of Regular Checking
  • $50.00 minimum deposit to open account
  • 25 free debits; .25¢ charge per debit thereafter. Earnings credit is given based on average daily collected balance.
  • No monthly maintenance fee if you maintain an average daily collected balance of $500.00. If balance less than $500, fees are:
    1. $499.99-300.00 = $2.00
    2. $299.99-200.00 = $3.00
    3. $199.99-100.00 = $4.00
    4. less than $100.00 = $5.00
  • FREE Online Banking
  • FREE Mobile Banking / Mobile App
  • FREE E-Statements
  • FREE Bill Pay

E-Budget Checking Account

Make your life EASIER by having your checking account available to you 24 hours a day, 7 days a week. Iowa State Bank offers our customers who wish to bank with us via Online Banking, both individual and joint checking account options.
By utilizing your online banking account access to view your monthly statements, we are able to provide our E-Budget Checking account with no monthly maintenance fee!  At Iowa State Bank there are also no transaction fees for ATM or ShazamChek debit card usage.

Features of E-Budget Checking
  • $50.00 minimum deposit
  • Unlimited debits
  • No monthly maintenance fees
  • E-Statements required (check images included)
  • FREE Online/Mobile Banking
  • FREE Mobile App with Remote Deposit Capture
  • FREE Bill Pay

Super NOW Checking Account

Make your life EASIER by having your checking account available to you 24 hours a day, 7 days a week. Iowa State Bank offers our customers who wish to bank with our bank via online banking, both individual and joint checking accounts. At Iowa State Bank there are no transaction fees for ATM or ShazamChek debit card usage.

Features of Super NOW
  • Interest bearing transaction account
  • 25 free debits; .15¢ charge per debit thereafter.
  • $1,500.00 minimum balance required to open account
  • Service charge of $7.50 for balances below $1,500
  • Unlimited debits provided at no charge
  • Receive check images in statement
  • Interest paid when cycled (monthly)